Thus a family from UK which is traveling to Europe, must carry a card for each member of the family, including every child under the age of 18. Replacing the old E111 form, the card can be easily availed by applying online. Valid for three to five years, the card is valid in Austria, Belgium, Cyprus (but not Northern Cyprus), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland. European Health Insurance Card (EHIC) enables the travelers to get reduced expenses for treatment of chronic diseases or pre-existing diseases. However the traveler might have to pay for his or her own care of health. Also, the card provides treatment only in state-provided hospitals and not private clinics.
However the European Health Insurance Card (EHIC) will not pay for your treatment, in case the latter is a the sole purpose for your travel. In this case, the travelers must also purchase private insurances which can cover medical expenses. Also, the European Health Insurance Card (EHIC) does not accept claims for repatriation. Thus it is advisable that the travelers must carry their own travel insurances. Moreover, some insurance companies require the EHIC card as well and even waive excess charge in case the card has been used.
For more information on buying the right travel insurance while traveling abroad, do visit www.travelinsurancexl.com.
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